This article prompts an interesting discussion into the funding of care.

If the government were to allow the withdrawal of funds from personal pension pots to be paid directly to care homes, and to allow those withdrawals to be tax free, would it encourage more people to save for their retire AND for funding long term care needs?

Similar benefits are available with immediate needs annuities, but a widespread change like this could begin the process of helping this generation and the next fund their long term care.